Navigating fintech and alternative finance

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Until very recently, anyone looking for a business loan would have automatically turned to their bank, but this conventional route to finance is no longer the only source of funding for SMEs. The emergence of fintech (financial technology) and altfi (alternative finance) has transformed the way SMEs access capital.

The fintech phenomenon is sometimes referred to as the ‘Fourth Industrial Revolution’. In the last few years it has upended traditional lenders by democratizing finance and levelling the playing field for all participants in the industry.

Time pressed CFOs and business owners don’t have the resources or the inclination to navigate hundreds of platforms to find the best deal. Instead of making brokers obsolete fintech has only served to make their participation in the sector more vital than ever before. Having a specialist on hand to cut through the noise and find the best products and offers with deep knowledge of the entire marketplace is fundamental to finding the right commercial finance solution out of the hundreds on offer.