FSB lobbying sees win for flood-hit businesses

By Lancashire Business View

01 Feb 2017

Thousands of small businesses are set to benefit from a new flood insurance package announced in December by the British Insurance Brokers’ Association (BIBA).

FSB has campaigned hard for a fairer deal for small businesses at risk of flooding, including working alongside BIBA to address a variety of flood insurance and resilience challenges faced by small businesses.

We have held a number of meetings with the government and BIBA to try to get to a situation where businesses in high-risk flood areas can access insurance which gives them peace of mind and allows them to get on with their daily work without fear of being put out of business by inclement weather.

The new BIBA flood insurance scheme should help the many small business in who struggle to access affordable flood insurance.

FSB regional chairman Gary Lovatt said: “For the thousands of small businesses who currently struggle to secure affordable flood insurance, this is a welcome first step by the industry. We are particularly pleased this scheme will recognise and reward small businesses who invest in flood resilience measures.

“Our research shows two thirds of small businesses have been affected by severe weather in recent years.

“Small businesses were not included in the recent Flood Re scheme to protect high risk domestic households. FSB has challenged Government and industry to provide a workable solution for small businesses which takes account of resilience improvements.

BIBA has been the first to respond. They have set a new industry benchmark, providing much needed flood insurance for small businesses.” We advise any business having difficulty accessing affordable flood insurance to contact BIBA’s Find a Broker Service on 0370 950 1790. fsb.org.uk

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