More options than ever for growing businesses

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There has been an explosion in commercial finance providers since 2010. A simple search of the internet will herald a multitude of funding options, particularly those which are noted as “alternative finance providers” under the headings of peer-to-peer lenders and crowd funders.

By Philip Hargreaves, head of Access to Finance.

One the key factors is a lack of knowledge and understanding about which finance option fits best with their current needs. Is it debt or equity, is it asset finance or general working capital, should they take a loan or utilise a more flexible tool such as invoice finance? Often the answer is “it’s a range of options” but without knowledge and insight it’s difficult to make an informed choice.

Being investment ready is a term which is often bandied about in the world of finance, but what does it mean? To us at A2F it’s simply about being ready to present your case to different investors/funders to get the outcome you are looking for.

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